A brand new car is just a waste if it does not have any car insurance. Age, the place where you live and recent history of driving may all affect and has a huge bearing on the individual’s premiums. It’s not all about the cost, though as you have to be aware of, the individual’s insurer will be responsible of you if you will have to make a claim. Low-priced deals are all very good, but if it’s a disturbance to get a payout, you’ll hope you’d paid more up front. At the moment there are best car insurance companies that have been listed by some committees. The list has been based on rigid criteria, like the time it takes to be able to complete a request, whether via online, emails or over the phone, the customer service that the staff is giving, and how good the claimants are kept informed. The ratings are also based on how excellent the staffs inform and explain the terms and conditions of the insurance. Also taken into account are the knowledge of the staff regarding the different insurance products that they are offering to the customers, whether it is completely comprehensive, third part or expert cover with additional offers or requirements.
1. IAM Surety
IAM Surety is a Cornmarket Insurance Services brand which has members of the Institute of Advanced Motorists. The insurance company offers racked up three podiums & finished prior to falling to the eighth in 2014’s list but it dominated the 2015’s field and is the primary and only insurance company to have a score of more than 90 percent. One of the customers said that this company has helpful staffs that will match the quotes that they want and the company also have great policies. Another customer said that he is very pleased as he has five cars that are insured with IAM Surety.
Last year, Co-operative was only on the 6th place, but this time it accelerated into four places and has landed on the second place. The company is loved by customers because of their very helpful staff who keep drivers informed about the various claims of the insurance. Also they are providing clear and concise information and data regarding their policy’s terms and conditions. Their insurance offers great value of money as well, according to one of their clients. They have earned more than 250 pounds on their premium. Another client also said that Co-operative is an excellent insurance company because of their good policies.
3. NFU Mutual
NFU Mutual gained about 92 percent of policyholders saying that they will renew their contract with this insurance company. Clients are very impressed with NFU Mutual because of the value for money, communication and their staff is very friendly. One of their clients said that it is certainly worth it if the worst things happen.
4. Royal & Sun Alliance
Royal & Sun Alliance has a slight fall as compared to last year, but they still have an impressive feedback and had performed a good overall performance. The insurance that they are offering is the quickest to take out and they have knowledgeable and friendly staff that can provide the needed information to the clients. One customer said that there is no hassle when going to their company and they are always helpful, while another client said that their insurance policies are straightforward and there was no quibble following a claim. If the consumer would like to return to the podium the company will have to make their terms and conditions clearer and more concise to have a higher rank next year.
SAGA has been one of the best car insurance companies last year but it declined slightly for this year. The SAGA companies specializes car insurance cover to drivers whose age is more than 50 years old. The company has maintained its rank in terms to all the categories. Policyholders were also very satisfied. One said that the staffs have an excellent knowledge about their insurance products and the company also has excellent products to offer to clients.
Churchill is considered as one of the main companies that has improved in Driver Power. The company has elevated into seven places and into the top 10. Enhancements across the board have given some aid to the underdog this year. The value for money and keeping the clients well informed were particularly strong with one happy client saying that it provided her with all she needs at a reasonable cost. Another client said that the staffs are open to negotiations and they try to match a better quote for the client.
Tesco became the highest-ranked supermarket insurer. The consumers said that the policies are not necessarily the easiest to get and the staff are not the most knowledgeable in terms of their products, but it is no surprise for a supermarket putting its toe into insurance industry. However, once the customer got past those stumbling blocks, the policy, insurance benefits and cover is good. In addition to these factors, the insurance clients are kept informed during a claim. One client even said that the cover has a good value.
LV was a good car insurance company and has been performing well on the previous year but it declined to eighth rank in Driver Power 2015, not supported by a value for money score outside the top 10. However, the insurance company still is happy, as 90 percent of the clients say that they will renew their insurance with this company. One client said that he has been using the company for many years so renewal is already automatic for him. However, negotiations pertaining to the price also happen when necessary. LV needs some improvement on how they keep customers up to date to be able to reach a higher position in the future.
Elephant didn’t land on any rank last year but made it through for this year. The policyholders are very impressed by the staff’s knowledge regarding the products, the speed it took to get a policy and the clear and concise terms and conditions on the offer that they are providing. The value for money was also satisfying for consumers. One client also said that Elephant is a good insurance company in terms of budget as compared to other companies, since it has always been one of the cheapest when they are going to renew the insurance. To be able to attain a higher position next year, this company has to keep the driver well-informed during a claim.
These are the best 9 car insurance companies as of the year 2015. Each insurance company displayed good performance to the clients and has been receiving a good feedback from them until now.